We find the right mortgage for you

Get in touch for an initial, no obligation chat with one of our advisers about how we might be able to help

Residential Mortgages

Mortgages might not be everybody’s idea of fun, but you can’t deny they are important!

If you’re looking for a new home to live in, then a residential mortgage is what you’re looking for.  Your first step is to work out your budget, so pick up the phone today for an initial qualification, where we look at your income and outgoings to see what you can borrow.

There’s a whole range of hints and tips that we can tell you to open up the door to your dream home, so even if you think you’re not ready, have a small deposit (or none at all), or even a poor credit score, get in touch with us today to find out your options and get yourself mortgage ready.

Buy to Let Mortgages

This type of mortgage is used if you’re purchasing a property for investment purposes, and you plan to rent the property out.

As with any business, you want to make sure you’re maximising your profits and so it’s so important you secure the best possible mortgage product from the start to make sure you do exactly that.

Whether you’re an aspiring landlord or a seasoned investor, our tailored BTL mortgage solutions offer a gateway to success. So let us be your trusted partner on this property journey, providing the tools and support you need to make your investment aspirations a reality.

Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.

Holiday Let Mortgages

Holidays lets have seen a huge surge in popularity in the recent years and this is something that we have witnessed first-hand as we continue to help our customers turn their dream properties into reality.

The booming sector was helped along by the covid lockdowns, but that’s not the only reason people choose to invest in them.  With higher rental income, potential tax benefits, strong demand in tourist destinations & the opportunity for personal use, they have become a no-brainer for a lot of investors!

We have a deep understanding of the unique needs of holiday let properties, and we are here to guide you every step of the way.

Self Employed Mortgages

Whether you’re a sole trader or a Ltd Company Director, there seems to be a stigma attached in that it’s more difficult to secure a mortgage.  In some ways there is some truth in that, but as long as you know what you’re doing it doesn’t need to be as hard as you may think. At Pagoda, we specialise in helping our self-employed customers secure mortgages no matter how complex the income may seem.  As long as you have at least 1 years trading history (not 2 years like many people seem to think), then we have lenders at hand to help.

Your home may be repossessed if you do not keep up repayments on your mortgage

Have any questions?

Ask us anything