Protection

We find the right protection for you

Get in touch for an initial, no obligation chat with one of our advisers about how we might be able to help

What is Protection?

What would happen if you were so ill or so badly injured that you couldn’t go to work?  What if you have a heart attack?  What if you were diagnosed with cancer?  Worse still, what if you were hit by a bus and died? 

 

How then would you, or your loved ones be able to pay the mortgage and keep the roof over your head?

Unsurprisingly, these are things that nobody likes to think about, but it is so important that you do when you’re taking out a mortgage and even more so if you have people that are financially dependent on you.

 

In a world where 1 in 2 people will be diagnosed with cancer in their lifetime  (Cancer Research UK) , we have to accept that the threat of critical illness is real and so we need to be prepared for it.

 

Fortunately, there are a wide range of options available to you to make sure that even if you fall on hard times, your home and your family’s security will always be looked after.

What we Protect

Life

Insurance

Pays out either a lump sum upon death, giving your dependants financial support after

Pays out either a lump sum upon death, giving your dependants financial support after you've gone.

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Critical Illness Cover

Pays out a lump sum if you’re diagnosed with one of the providers listed critical illnesses.

Pays out a lump sum if you’re diagnosed with one of the providers listed critical illnesses. These vary from one provider to the next, but the majority of claims from people who have strokes, heart attacks, and the biggest one is cancer.

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Income Protection

It’s a bit like having your own personal sick pay. It provides regular payments

It’s a bit like having your own personal sick pay. It provides regular payments that replace part of your income if you're unable to work due to illness or injury.

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Family Income Benefit

Similar to life insurance, but instead of paying out a lump sum it pays out

Similar to life insurance, but instead of paying out a lump sum it pays out a regular amount to give ongoing financial support upon death.

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Please note for these insurance products, terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.

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